Sunday, December 18, 2011

ING Direct - $50 - Nationwide

Here's a recurring Big Bank Deal you may have heard of before. ING Direct offers a $50 cash bonus for signing up for a new checking account.  You must make a total of 3 Card purchases or Person2Person Payments within 45 days of  the account being opened and you will get your big bank bonus of $50 on the 50th day. Simple as that.

Wednesday, November 30, 2011

First Trade Union Bank - $100 and a donut - Nationwide

We've got yet another Great Big Bank Deal for you - and this one's appetizing to boot! You have until 12/31/2011 to invest $100 for a 100% return...and a donut.

Go to their site and sign up for a virtual checking account with an initial deposit of $100. The next step to earning this First Trade Union Bank deal is to pay one bill using their bill pay service by 1/31/2012. This'll take you half way towards your big bank deal as they'll award you $50. Next, you need to set up direct deposit and have 1 direct deposit made to your account by the same date (1/31/2012). You'll want to read up on their terms to ensure your direct deposit qualifies however!

But we've got something more for you with this Big Bank Deal than just money - if you sign up for online statements, than you're also eligible for $5 gift card at Dunkin Donut's. You'll get to celebrate your 100% return investment with this First Trade Union Bank deal with a coffee and/or donut on the house!

What makes this big bank deal especially amazing, well, besides the donut, is that your money isn't stuck in limbo. Per their terms, your account balance must be greater than $1.00 when the bonuses are made to you. What does this imply? Well, the money you put in for your initial investment, as well as any direct deposit you make, is immediately available for your upcoming Christmas needs!

Wednesday, August 24, 2011

Bank of the West - $100 - (practically) Nationwide

We've got another great big bank deal for you in rapid succession to our previously posted PNC one. This one also offers $100 and may actually be slightly easier, though you only have till 9/16/2011 to sign up versus 9/30.

With this particular offer, all you really need to do is sign up for the account, make an initial deposit and set up direct deposit. You'll need to start with an initial deposit of at least $100 and you'll need to set up monthly direct deposit where each direct deposit must be at least $250. If you get this taken care of within 60 days, you can expect the handsome reward of $100 for the minimal effort you're required to put into this.

You're probably wondering where you can go sign up for this great big bank deal. Well, here you go. Enjoy!

Tuesday, August 23, 2011

PNC - $100 - DC, DE, FL, IL, IN, KY, MD, MI, MO, NJ, OH, PA, VA and WI

After some time, we have yet another great big bank deal for you. This one is from PNC as one before and is fairly widely available (see available locations in title). So what's the trick?

Well, you'll want to set up a PNC "Virtual Wallet" account first. Once your account is set up you'll need to perform the following within the ensuing 60 days to earn your $100 for this great bank deal:

- Set up direct deposit (from something such as a paycheck) that will total at least $750 within the above-mentioned time-frame.
- Make 10 or more purchases with the associated debit card

Sounds easy enough? You must be wondering, what's the catch?

- You must open your account before 9/30/11
- You must keep your account open during this period (duh)
- You can't have closed an account with PNC within the past 90 days
- You must be a new PNC checking customer.
- You must open the account online.

The last aspect is particularly important. You don't want to go into a local branch - you have to open the account online in order to eligible for this great big bank deal. Now go enjoy premonitions of that $100 extra dollars of spending money!

Friday, January 14, 2011

Chase - $25 - Nationwide (Targeted)

We've got another great deal from Chase for you hot off the presses. Sadly it's not as big a deal as you'd expect from Big Bank Deals, however, it's certainly free money and who can say no to that? In addition, this one is totally YMMV. Basically, the trend we've noticed so far among our tipsters is that they are living in North-Western states and all of them seem to have a current Chase account of some sort (Checking, Credit) but no savings - in addition to which, none of them have went for the $100 bonus for keeping $10,000 with Chase Savings (we didn't blog about that one as the returns are fairly insignificant in retrospect).

With this particular bank deal, if the coupon code arrives for you in the mail or in your browser, requires a deposit of $500 into a Chase Savings account which must be maintained for 6 months (after which you are free to close it. The amount of the bonus is $25. To put it in perspective, with the $100 deal from Chase, you are receiving 1% returns on the money you're keeping with them. However, with a $25 bonus for only $500 - you're seeing returns of 5%! There's a lot more commitment involved here! If you want in on the offer, you'll need to act quick as it will expire 02/28/11. If you don't receive any  targeted letter - talk to your teller, they often have these lying around and many of them can be surprisingly helpful!

As with all bank deals, we urge you to fully understand any binding agreement you get yourself into and it would be even more appropriate with banks that will nickle and dime you (the days of WaMu are long gone). With this deal, if you close your account prior to the deadline (6 months) or don't maintain the recurring deposit or minimum balance requirements, it is possible that you will be charged a monthly fee. This monthly fee (for most states) is $4 and over 6 months, that means you could be down $24 of your $25 before you're even allowed to close the account. And if you are a resident of CA, FL, GA, ID, NV, OR, or WA - you'll be assessed a $5 fee which means you'll lose more than you got from the bonus in the first place! So play by their terms and good luck.